Collateral-Backed Term Loans
Collateral-Backed
Explore term loan structures backed by eligible collateral, which may help eligible businesses explore potentially more suitable funding terms based on lender assessment, collateral value and borrower profile.
Understanding Collateral-Backed Term Loans
A collateral-backed term loan is a funding structure where eligible collateral is offered to the lender, which may help in exploring potentially more favourable interest rates and terms compared to unsecured business loans.
We help you understand how collateral may be evaluated by lenders and assist in exploring suitable term loan structures based on your business profile and available collateral.
Who This May Be Suitable For
- Businesses with eligible collateral available
- Businesses seeking a potentially more structured funding option
- Businesses looking to explore longer tenure funding
Potential Business Use Cases
- Business expansion
- Machinery and equipment purchase
- Loan restructuring
- Large-ticket business requirements
Key Considerations
- Interest rate and tenure depend on lender assessment of collateral and borrower profile
- Collateral valuation is conducted by the lender or an appointed valuer
- Approval and loan amount are subject to the lender’s credit policy
- Existing obligations on the collateral, if any, may affect eligibility
Our Process
01
Understand
We understand your business and funding requirement.
02
Review
We review your financial documents, obligations and collateral, where applicable.
03
Structure
We help explore a funding structure suited to your business profile.
04
Lender Process
We support you through documentation and the lender’s assessment process.
Get In Touch
Discuss Your Collateral-Backed Term Loans Requirement
Share a few details about your business and requirement, and our team will get in touch.